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Blockchain Applications in Finance: Revolutionizing the Industry

Blockchain technology has the potential to revolutionize the financial industry, offering increased security, transparency, and efficiency. In this article, we will explore the various applications of blockchain in finance, its benefits, and the challenges faced by its adoption. Understanding Blockchain in Finance Blockchain technology is a decentralized ledger system that enables secure and transparent transactions without the need for intermediaries. In the financial industry, blockchain can be used for various applications, including payments, settlements, identity verification, and asset management. Blockchain in finance can enable faster and more efficient transactions while reducing costs and increasing security. It can also enable greater transparency in financial transactions, making it easier to track and monitor financial activities. Applications of Blockchain in Finance Here are some of the most significant applications of blockchain in finance: Payments and Settlements Blockchain technology can be used for payments and settlements, enabling fast and secure transactions without the need for intermediaries. This can reduce costs and increase the speed of transactions, making it an attractive option for businesses and individuals looking to conduct financial transactions. Asset Management Blockchain technology can be used for asset management, enabling the secure and transparent tracking of assets such as stocks, bonds, and real estate. This can reduce the risk of fraud and increase the efficiency of asset management processes. Identity Verification Blockchain technology can be used for identity verification, enabling secure and tamper-proof identity verification. This can help prevent identity theft and fraud, making it a more secure option for financial transactions. Supply Chain Finance Blockchain technology can be used for supply chain finance, enabling the secure and transparent tracking of goods and services throughout the supply chain. This can reduce the risk of fraud and increase the efficiency of supply chain financing processes. Benefits of Blockchain in Finance Blockchain technology offers several benefits for the financial industry, including: Increased Security Blockchain technology offers increased security through cryptographic techniques and decentralization, making it more difficult for hackers to compromise the system. Greater Efficiency Blockchain technology can enable faster and more efficient transactions, reducing the need for intermediaries and decreasing the time and cost of transactions. Increased Transparency Blockchain technology enables greater transparency in financial transactions, making it easier to track and monitor financial activities. Challenges in Adopting Blockchain in Finance While blockchain technology offers several benefits, there are also challenges that need to be addressed for its successful adoption in the financial industry. Some of the challenges include: Regulatory Framework The financial industry is heavily regulated, and there are strict guidelines that need to be followed to ensure compliance with legal and ethical standards. The lack of a clear regulatory framework for blockchain in finance can hinder its adoption. Interoperability The lack of interoperability between different blockchain networks can hinder its adoption in the financial industry, as it can create barriers to the seamless transfer of assets between different networks. Scalability The scalability of blockchain technology is still an issue, with current blockchain networks only able to process a limited number of transactions per second. This can hinder its adoption in the financial industry, which requires high transaction volumes. Decentralized Finance (DeFi) Decentralized Finance, or DeFi, is an emerging field in the financial industry that utilizes blockchain technology to provide financial services without the need for intermediaries. DeFi applications include lending, borrowing, and trading cryptocurrencies, as well as decentralized exchanges and prediction markets. Central Bank Digital Currencies (CBDCs) Central Bank Digital Currencies, or CBDCs, are digital currencies issued by central banks that utilize blockchain technology. CBDCs can offer several benefits, including faster and more efficient payments and reduced costs associated with printing physical currency. However, there are also concerns regarding the impact of CBDCs on financial stability and privacy. Smart Contracts Self-executing contracts that are coded on the blockchain are known as Smart Contracts. They can automate various financial transactions, eliminating the need for intermediaries and reducing the time and cost of transactions. Smart contracts can be used for various applications, including insurance, derivatives, and trade finance. KYC/AML Compliance Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations require financial institutions to verify the identity of their customers and monitor their financial activities for suspicious transactions. Blockchain technology can enable more efficient and secure KYC/AML compliance through the use of decentralized identity management and secure data sharing. Insurance Blockchain technology can be used for various applications in the insurance industry, including claims management, fraud detection, and risk assessment. By utilizing blockchain technology, insurance companies can increase efficiency, reduce costs, and provide greater transparency to customers. Tokenization Tokenization involves the use of blockchain technology to create digital tokens that represent real-world assets, such as stocks, bonds, and real estate. By tokenizing assets, they can be traded and transferred more efficiently and securely, reducing the need for intermediaries and increasing transparency in financial transactions. Data Management Blockchain technology can be used for secure and efficient data management in the financial industry. By utilizing blockchain technology, financial institutions can securely store and share sensitive financial data, reducing the risk of data breaches and increasing efficiency in data management processes. International Remittances Blockchain technology can be used for international remittances, enabling faster and more efficient cross-border transactions. By utilizing blockchain technology, international remittances can be processed more quickly and at a lower cost, reducing the financial burden on individuals and businesses. Challenges in Adoption While blockchain technology offers significant benefits for the financial industry, there are also challenges that need to be addressed for its successful adoption. These include regulatory frameworks, interoperability, scalability, and the need for standardization in blockchain technology. Conclusion Blockchain technology is transforming the financial industry, enabling increased security, transparency, and efficiency in financial transactions. Its applications in finance, including DeFi, CBDCs, smart contracts, KYC/AML compliance, and insurance, offer significant benefits to the financial industry. While challenges such as regulatory frameworks, interoperability, and scalability need to be addressed for its successful adoption, the continued growth and evolution of blockchain technology offer promising opportunities for the future of finance.

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How to Buy Bitcoin: A Beginner’s Guide

Bitcoin has become a buzzword in the world of finance, and for good reason. As the first and most popular cryptocurrency, Bitcoin offers a decentralized, secure, and fast way to transact value without the need for intermediaries such as banks. If you’re looking to get in on the action, you may be wondering how to buy Bitcoin. In this beginner’s guide, we’ll take you through the steps of buying Bitcoin and explain some important concepts along the way. Introduction Bitcoin has gained massive popularity in recent years, with many people investing in it as a store of value or as a means of payment. Buying Bitcoin can seem daunting at first, but it’s actually a straightforward process that can be completed in just a few steps. In this guide, we’ll take you through everything you need to know to buy Bitcoin with ease. What is Bitcoin? Bitcoin is a digital currency created in 2009 by an unknown person or group using the false name Satoshi Nakamoto. Bitcoin uses a decentralized system, which means that transactions are processed on a network of computers rather than by a single entity like a bank. Bitcoin transactions are recorded on a public ledger called the blockchain, which makes it extremely difficult for anyone to manipulate the system or counterfeit Bitcoin. Why buy Bitcoin? There are many reasons for you to buy Bitcoin. For starters, Bitcoin has been a great investment for those who got in early. Bitcoin’s value has increased by more than 200% in the past year alone, and many experts believe that it still has a lot of room to grow. Another reason to buy Bitcoin is that it offers a decentralized and secure way to transact value. Bitcoin transactions are fast, cheap, and can be completed without the need for intermediaries like banks. This makes it an attractive option for those who want to move money across borders or who want to avoid the fees associated with traditional banking. Setting up a Bitcoin wallet Before you can buy Bitcoin, you’ll need to set up a Bitcoin wallet. A Bitcoin wallet is a digital wallet that lets you store, send, and receive Bitcoin. There are many different types of Bitcoin wallets, including hardware wallets, software wallets, and paper wallets. Software wallets are the most common type of Bitcoin wallet and are available for download on your computer or mobile device. Some popular software wallets include Electrum, Mycelium, and Exodus. Hardware wallets are physical devices that allow you to store your Bitcoin offline. Examples of hardware wallets include Ledger and Trezor. Paper wallets are simply a piece of paper with your private key written on it. While paper wallets are the most secure type of wallet, they can be difficult to use and are not recommended for beginners. Choosing a Bitcoin exchange Once you’ve set up a Bitcoin wallet, the next step is to choose a Bitcoin exchange. A Bitcoin exchange is a marketplace that allows you to buy and sell Bitcoin. There are many different Bitcoin exchanges to choose from, each with its own advantages and disadvantages. Some popular Bitcoin exchanges are Binance, Coinbase, and Kraken. When choosing a Bitcoin exchange, it’s important to consider factors such as security, fees, and user experience. Verifying Your Identity Before you can buy Bitcoin on most exchanges, you’ll need to verify your identity. This is a necessary step for anti-money laundering (AML) and know-your-customer (KYC) regulations. The verification process can vary depending on the exchange, but it typically involves providing personal information such as your name, address, and government-issued ID. Some exchanges may also require additional documentation, such as a utility bill or bank statement, to verify your address. The verification process can take anywhere from a few minutes to several days, so it’s important to start the process early if you plan on buying Bitcoin soon. Funding Your Account Once you’ve verified your identity, the next step is to fund your account. Most Bitcoin exchanges allow you to fund your account using a variety of methods, including bank transfers, credit or debit cards, and even other cryptocurrencies. Bank transfers are typically the cheapest and most popular way to fund your account, but they can take several days to process. Credit or debit cards are a faster option but may come with higher fees. Some exchanges may also allow you to buy Bitcoin with cash through a peer-to-peer marketplace. Placing a Buy Order Once your account is funded, you can place a buy order for Bitcoin. This is typically done through the exchange’s trading platform, which allows you to specify how much Bitcoin you want to buy and at what price. If you’re new to trading, it’s important to understand the difference between market and limit orders. A market order will buy Bitcoin at the current market price, while a limit order will only buy Bitcoin if the price falls to a certain level. It’s also important to consider the fees associated with buying Bitcoin, which can vary depending on the exchange and the payment method used. Storing Your Bitcoin Once you’ve bought Bitcoin, it’s important to store it in a secure location. This is where your Bitcoin wallet comes in. You can store your Bitcoin in your software, hardware, or paper wallet, depending on your preference. It’s important to note that Bitcoin transactions are irreversible, which means that if you lose your private key or your wallet is hacked, your Bitcoin is gone for good. This is why it’s crucial to take steps to secure your Bitcoin, such as using a strong password, enabling two-factor authentication, and keeping your private key offline. Understanding Bitcoin Fees When buying Bitcoin, it’s important to consider the fees associated with the transaction. Bitcoin fees can vary depending on factors such as network congestion and transaction size. In general, fees are higher during times of high network activity and can range from a few cents to several dollars per transaction. It’s also important to consider the fees associated…

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The impact of Blockchain on the Gig Economy and Freelance work

Blockchain technology has revolutionized various industries since its inception. One industry that has been impacted significantly is the gig economy, which comprises freelance work and short-term contracts. The gig economy has seen significant growth in recent years, and blockchain has the potential to make it even more efficient, transparent, and secure. In this article, we will explore the impact of blockchain on the gig economy and freelance work. Introduction to the gig economy and freelance work The gig economy comprises a variety of freelance jobs and short-term contracts that allow individuals to work independently. Freelancers work in different fields, including writing, web development, graphic design, marketing, and more. The gig economy has grown in popularity due to the flexibility it offers, as well as the ability to work from anywhere in the world. However, the gig economy also comes with challenges, such as payment disputes and lack of job security. Blockchain technology and its benefits Blockchain technology is a decentralized ledger system that enables secure and transparent transactions without the need for intermediaries. Blockchain is based on cryptography, which ensures that transactions are secure and immutable. Some of the benefits of blockchain technology include: Impact of blockchain on the gig economy Blockchain technology has several potential applications in the gig economy. Some of the impacts of blockchain on the gig economy include: Examples of blockchain applications in the gig economy Several startups and platforms are already leveraging blockchain technology to improve the gig economy. Some examples include: Challenges of implementing blockchain in the gig economy While blockchain technology offers several benefits for the gig economy, there are also challenges to implementing it. One of the main challenges is the lack of understanding of blockchain technology among freelancers and clients. Many people are still unfamiliar with blockchain technology and may not trust it, which could hinder its adoption. Another challenge is scalability. Blockchain technology is still in its early stages, and some blockchain networks may not be able to handle the high volume of transactions that the gig economy generates. However, as blockchain technology continues to develop, these scalability issues are likely to be addressed. Finally, regulatory issues may also pose a challenge to implementing blockchain in the gig economy. Different countries have different regulations regarding cryptocurrencies and blockchain technology, which could limit its adoption in some regions. Future of blockchain in the gig economy Despite the challenges, blockchain technology is likely to play an increasingly important role in the gig economy in the future. As more freelancers and clients become familiar with blockchain technology, they will be more willing to use it to facilitate transactions. Moreover, as blockchain technology continues to develop and mature, it is likely that scalability and regulatory issues will be addressed. One potential future application of blockchain in the gig economy is the use of blockchain-based reputation systems. Reputation is important in the gig economy, as it helps freelancers to establish trust with clients. Blockchain-based reputation systems could enable freelancers to build a reputation that is verifiable and transparent, making it easier for them to find work. Another potential application of blockchain in the gig economy is the use of blockchain-based identity systems. Freelancers often work with clients from around the world, and verifying identity can be a challenge. Blockchain-based identity systems could enable freelancers to establish their identity in a secure and verifiable manner, making it easier for them to work with clients from different countries. Conclusion In conclusion, blockchain technology has the potential to revolutionize the gig economy by making it more efficient, transparent, and secure. Blockchain-based payment systems, decentralized marketplaces, and smart contracts are just a few examples of how blockchain can improve the gig economy. While there are challenges to implementing blockchain in the gig economy, such as the lack of understanding of blockchain technology among freelancers and clients, these challenges are likely to be addressed as blockchain technology continues to develop and mature. As such, we can expect to see more startups and platforms leveraging blockchain technology to improve the gig economy in the future.

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The role of Blockchain in Finance and Banking

Introduction Blockchain technology has revolutionized many industries, and the world of finance and banking is no exception. Blockchain technology is a decentralized digital ledger that is used to record transactions. It is a transparent and secure way to store information, and it has the potential to transform the financial industry. In this article, we will discuss the role of blockchain in the world of finance and banking. Increased efficiency and transparency in payments One of the most significant benefits of blockchain technology is that it can increase efficiency and transparency in payments. Blockchain technology eliminates the need for intermediaries in the payment process, such as banks, payment processors, and other financial institutions. This means that payments can be made faster and at a lower cost. Blockchain technology also provides a transparent record of all transactions, which makes it easier to track payments and prevent fraud. The transparency of the blockchain ledger ensures that all parties involved in a transaction can view the details of the transaction. This helps to eliminate errors and fraud, and it increases the trust between parties. Reduced costs and fees Blockchain technology can also reduce costs and fees associated with financial transactions. By eliminating intermediaries in the payment process, blockchain technology can reduce the cost of processing payments. This can be particularly beneficial for international payments, which can be expensive and time-consuming. Blockchain technology can also reduce the cost of compliance for financial institutions. Compliance with regulations such as Anti-Money Laundering (AML) and Know Your Customer (KYC) can be costly for financial institutions. Blockchain technology can automate the compliance process, making it easier and less expensive to comply with regulations. Improved security and fraud prevention Blockchain technology provides improved security and fraud prevention in the financial industry. The decentralized nature of blockchain technology means that there is no single point of failure. This makes it more difficult for hackers to attack the system and steal sensitive information. The use of blockchain technology also ensures that transactions are irreversible. Once a transaction has been recorded on the blockchain ledger, it cannot be altered or deleted. This helps to prevent fraud and increases the trust between parties. Increased financial inclusion Blockchain technology has the potential to increase financial inclusion. Many people around the world do not have access to traditional banking services. Blockchain technology can provide an alternative way to access financial services. Blockchain technology can be used to create digital identities that can be used to access financial services. This can be particularly beneficial for people who do not have traditional forms of identification, such as a passport or driver’s license. Challenges and limitations of blockchain technology in finance and banking While blockchain technology has many benefits, there are also some challenges and limitations. One of the main challenges is scalability. Blockchain technology can be slow and expensive to scale, which can limit its use in the financial industry. Another challenge is regulatory uncertainty. Many countries have different regulations regarding blockchain technology, which can create a complex regulatory environment for financial institutions. This can make it difficult for financial institutions to adopt blockchain technology. Blockchain-based cryptocurrencies One of the most well-known use cases of blockchain technology in the financial industry is cryptocurrency. Cryptocurrencies such as Bitcoin, Ethereum, and Ripple are built on blockchain technology. They are decentralized, digital currencies that can be used to make transactions without the need for intermediaries such as banks or payment processors. The use of cryptocurrencies has the potential to disrupt the traditional banking system. Cryptocurrencies allow for faster and cheaper cross-border payments, and they provide a level of privacy that is not available with traditional banking services. However, the volatility of cryptocurrencies and their association with illicit activities has made them a controversial topic in the financial industry. Smart contracts Another use case of blockchain technology in the financial industry is smart contracts. Smart contracts are self-executing contracts that are stored on a blockchain. They are programmed to automatically execute when certain conditions are met. Smart contracts can be used in a variety of financial transactions, such as loans, insurance claims, and derivatives. They provide increased efficiency and transparency in the execution of contracts, and they can reduce the need for intermediaries such as lawyers or notaries. However, the use of smart contracts in the financial industry is still in its early stages, and there are challenges associated with their implementation. One challenge is the need for standardization of smart contract protocols to ensure compatibility across different blockchain platforms. Blockchain-based digital identity Blockchain technology can also be used to create digital identities that can be used to access financial services. Digital identities can be created by linking biometric data such as fingerprints or facial recognition to a blockchain-based identity. Blockchain-based digital identities can provide increased security and privacy compared to traditional forms of identification. They can also provide financial services to individuals who do not have access to traditional forms of identification, such as refugees or people living in rural areas. However, the implementation of blockchain-based digital identity systems faces challenges such as regulatory compliance, data privacy, and interoperability between different blockchain platforms. Final thoughts Overall, blockchain technology has the potential to transform the financial industry by providing increased efficiency, transparency, security, and financial inclusion. However, the adoption of blockchain technology in the financial industry is still in its early stages, and there are challenges associated with its implementation. Financial institutions that adopt blockchain technology early on can gain a competitive advantage and provide better services to their customers. As blockchain technology continues to evolve, it is likely that its role in the financial industry will continue to grow, and we will see more innovative use cases emerge. Conclusion In conclusion, blockchain technology has the potential to revolutionize the financial industry. It provides increased efficiency, transparency, and security in payments. Blockchain technology can also reduce costs and fees associated with financial transactions, and it has the potential to increase financial inclusion. While there are challenges and limitations associated with blockchain…

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HWT Soars to New All-Time High, offering early adopters incredible growth

Hyper Wallet Token (HWT), the native currency of the decentralized ecosystem of the H.Wallet, has reached a new all-time high trading price of 470% from its initial value. This impressive growth has been achieved despite the current bearish market, and early adopters in HWT are reaping the rewards of their early stake-holding. H.Wallet, which is a decentralized wallet that features HWT as an internal ecosystem token, aims to create a decentralized and democratic community that is accessible to all, and the platform’s focus on equity, security, and accessibility has drawn praise from industry experts. The platform’s infrastructure is completely decentralized and trustless, ensuring there is no central authority controlling the platform. A key advantage of HWT is its real-life acceptance and utility within the H.Wallet ecosystem. It functions as the native token of the H.Wallet, which means to transact within the ecosystem or access its products and services, a user needs the HWT. Furthermore, the token is backed by a public chain built by the HyperNation, which will implement all the necessary decentralized facilities, such as a DEX, Yield Aggregator, Liquidity Mining, and Cross-chain functions. These facilities will provide users with a comprehensive and seamless meta-union ecosystem, and HWT will be the main currency of this ecosystem.  Additionally, the HyperNation ecosystem is also introducing HyperNFT, a platform with limitless possibilities. HyperNFT will allow users to sign-up to be whitelisted for high-quality NFT drops, purchase mystery boxes containing incredible prizes, mint new NFTs, and more. In the future, HyperNFT will offer staking services for NFTs. By holding HyperNFT, users will be allowed to stake the NFT to earn rewards. This process does not require them to sell their NFTs, and is an excellent opportunity for users to earn lucrative passive income. The HWT offers all token hodlers a better value projection in the near future compared to meme coins, which are often solely speculative in nature. The HyperNation ecosystem also incorporates emerging technologies such as AI while creating a Eutopia-based governance model, making it an ideal choice for token hodlers who are looking to stay ahead of the curve. Currently, the token presents an exciting time for early adopters in HWT, as the project is still in its early stages and has massive potential for growth. While major cryptocurrencies such as Bitcoin, Ethereum, etc have already significant growth, HWT is poised to offer even greater rewards to those who get in early, as the project is in the infancy stage while offering better prospects for growth considering its utility and acceptance within the H.Wallet ecosystem. In conclusion, HWT is a cryptocurrency that stands apart from the rest with its practical applications and innovative ecosystem. Its impressive all-time high trading price is a testament to its potential, and its early believers who are looking for a cryptocurrency with real-life applications, solid backing, and future growth potential should take a closer look at HWT. For more information about HWT or its ecosystem, refer to their website: https://hypernation.io and https://hyperyield.io 

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Dart Africa Enables Instant, Low-Cost Transactions

Nigerians are increasingly embracing cryptocurrency as a viable investment and payment option. This trend is driven by a number of factors, including a growing awareness of the benefits of crypto, increased access to education and resources, and a favorable regulatory environment. As a result, the Nigerian crypto market is now considered to be one of the most vibrant and dynamic in the world, with a wide variety of coins and tokens available for trading, and a growing number of individuals and businesses using crypto for a variety of purposes, such as online shopping, remittances, and as a hedge against inflation. The growing adoption of crypto in Nigeria is also reflected in the increasing number of crypto exchanges and platforms catering to the needs of local users. Dart Africa, one of Nigeria’s leading cryptocurrency exchanges, is excited to announce its commitment to the growth and development of the crypto market in Africa. The company believes that crypto has the power to transform the financial landscape in Africa and is committed to being at the forefront of this movement. Dart Africa has seen a significant increase in usage among African users, particularly in Nigeria and Ghana, as more and more individuals and businesses discover the benefits of buying, selling, and holding cryptocurrency. The platform’s ease of useand zero fees have made it a popular choice for people looking to access the world of crypto. “We believe that crypto has the potential to revolutionize the financial system in Africa, providing individuals and businesses with greater access to financial services, and helping to promote economic growth and development,” said CEO of Dart Africa. “We are committed to providing our users with the best possible experience and we will continue to improve and evolve our platform to meet the needs of our users.” To support this goal, Dart Africa plans to expand its presence in Nigeria and Ghana, with a focus on educating and empowering users to take control of their financial future through crypto. The exchange also plans to launch new products and services that will make it even easier for users in Africa to sell crypto. Dart Africa is proud to announce that it continues to be the preferred choice for users looking to sell their crypto. Despite the wide range of options available, more and more users are choosing Dart Africa for its user-friendly interface, and low-cost transactions. The Nigerian government has taken steps to regulate the cryptocurrency industry and has warned citizens of the potential risks associated with digital assets, but it has also acknowledged the potential for blockchain technology to drive innovation and economic growth. Despite the regulatory challenges, the Nigerian crypto community continues to thrive, with a growing number of exchanges, startups, and meetups. The increasing adoption of cryptocurrency in Nigeria is indicative of a global trend and it is likely that we will continue to see more and more people in Nigeria, and other countries around the world, embracing digital currencies as a viable alternative to traditional financial systems.

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Heartrate Strategic Partnership: Gearing Towards a Better Future

Heartrate has formed a strategic alliance with Exercise is Medicine, Wellshare International, and Bridge of Life after a successful first year of operation. The goal of these collaborations is to expand our pool of knowledge, expertise, and resources so that we can create better products and reach a wider audience. All of this, combined with 360-degree feedback, has the potential to propel our project to new heights while also enhancing its ethos. What Benefits will Heartrate Derive from Each of these Partnerships ? Exercise is Medicine Exercise is Medicine (EIM), a global health project run by the American College of Sports Medicine (ACSM), seeks to standardize physical activity evaluation and promotion in clinical treatment by tying health care to resources for people of all ages and abilities. Physicians and other healthcare professionals are urged by EIM to incorporate physical activity into care plans and to direct patients to programs that are supported by the latest research and are run by certified exercise practitioners. EIM is devoted to the idea that physical activity encourages optimal health and is essential to the prevention and management of various diseases. It’s simple to overlook an essential aspect of immune system health while we deal with the effects of the coronavirus (COVID-19) pandemic: exercise! With this initiative, Heartrate as a platform makes sure that you get paid for engaging in physical activity in addition to enjoying it and staying fit. Since the introduction of Web3 has brought about a new paradigm for earning money, the Move-to-Earn (M2E) idea that Heartrate is based on is rather straightforward. With the aid of NFTs, native tokens, a blockchain environment, and a device that can measure movement, M2E projects tokenize physical activity or exercise (e.g., a smartphone or a wearable like a smartwatch or fitness tracker). Through this partnership, Heartrate will be able to access and use extended scale benefits that can aid with process streamlining, cost reduction, innovation, and generating value for its token, resulting in a wave of awareness and bringing home a win-win for both projects. WellShare International WellShare International collaborates with communities and healthcare providers to develop, carry out, and assess health programs that cater to the needs of each population we serve. Driven by a dedication to sustainability, a desire to empower through education, and a focus on accountability. Wellshare International positions itself with a possibility to minimize health inequities and provide community members the knowledge and support they need to take control of their own health through this life-changing effort. This enviable partnership is timely and important since Heartrate places a high priority on health promotion and helps communities, organizations, and people deal with and address health concerns. To achieve this, incentives for physical activity are created, and community action and individual abilities are strengthened. Bridge of Life (BOL) Bridge of Life (BOL), an independent public charity established by DaVita Inc., is a global nonprofit organization aiming to improve healthcare globally via enduring initiatives that combat and prevent chronic illness. Bridge of Life aspires to a world in which every person has access to high-quality healthcare. Through training and education, we try to empower local staff, community health workers, and patients to alter healthcare in a lasting way. Training is essential in health and social care to ensure the safety of those receiving and providing care, as well as to maintain high standards of care quality. Training would help to instill the necessary behaviors, attitudes, skills, and knowledge to provide high-quality, safe, person-centered care. It is clear what this collaboration will do for both projects through Heartrate Healthverse, which includes Outdoor mode, In-Home Mode, and Ladder Tournament. Heartrate pioneered the concept and model of H2E (Health to Earn), connecting virtual and reality, on-chain and off-chain, via smart sport band NFT assets, therefore making earning while exercising a reality. Move to Earn games reward users for engaging in real-world activities such as walking, jogging, or participating in sports. In app ecosystems or NFT games, these physical efforts and performances are rewarded with tokens or cryptocurrencies. That is essentially what Heartrate will provide to each user. Conclusion These strategic alliances will benefit both parties and may result in long-term profits. This will enable all parties to join forces to broaden their brand’s reach and add value in order to raise brand awareness and build brand trust. This will ensure our long-term stability and increase its relevance for a long time, allowing us to meet our objectives. These collaborations will help to grow our community by bringing in new members, increasing the value of our $HTR token. All of this will result in greater access to knowledge, innovation, expertise, and community building. Many people looking into move-to-earn games are, understandably, looking for one thing   to turn a profit from their physical activity. This helps to maintain the market value and ensure the move-to-earn rewards.  For more information, you can follow us on the following platforms; Twitter|| Telegram || Discord || Website || YouTube || Medium ||

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Pando Finance Limited–Hope to provide more different high growth products for Hong Kong investors in the future

Pando Finance Limited, a leading asset management company in Hong Kong, will list two HK SFC-authorized actively managed thematic Exchange Traded Funds “Pando Blockchain ETF (3112 HK)” and “Pando Innovation ETF (3056 HK)” on the Hong Kong Stock Exchange (HKEX) on 8 December 2022 Thursday. Pando Finance believes blockchain and innovation are the key for long-term growth in portfolio. Pando Finance employs an actively managed investment strategy as Pando Finance believes the market is often inefficient at pricing companies, and the world around us is always surfacing new opportunities. By focusing on understanding new changes in innovations and blockchain technology, it provides us opportunity to exploit this inefficiency to find underappreciated equity of companies. Pando Blockchain ETF (3112 HK)’s investment objective is to achieve long term capital growth by primarily investing in global equity securities of companies which are involved in blockchain business such as Blockchain technology, Digital asset miners, Blockchain investors, Blockchain service providers and Companies which benefit from the development of blockchain technology. Pando Innovation ETF (3056 HK) is aim to achieve long term capital growth by primarily investing in global equity securities of companies which are directly or indirectly involved in Innovative Business. Pando Blockchain ETF (3112 HK) and Pando Innovation ETF (3056 HK) are the first two ETFs managed by Pando Finance. Pando Finance hope to offer more different high-growth potential thematic other new ETF products to Hong Kong investors in the very near future. Country: Hong Kong Contact Person: Jen Telephone: 3891 3288 Email: junfei@pandofinance.com.hk Website: www.Pandofinance.com.hk

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It is reported that YFII will be launched on Robinhood

YFII’s price has risen by 300% in the last two months. It is reported that YFII will be launched on Robinhood and the news will be announced on November 26, next Saturday. What is YFII currency? It is reported that YFII coin is a token, and the mining income will be automatically converted into YFII tokens and distributed to users, and the value of the tokens will be increased through distribution and destruction. YFII token also serve as a tool for community governance voting. YFIl Finance is the realization of IP-8 add-issuance proposal that Yearn Finance put forward in the process of community governance. The proposal, which once gained more than 80 per cent support, has led some members of the predominantly Chinese community to fork off the Yearn Finance project and operate it independently, in order to avoid the community being dominated by the whale account. YFII will work to protect liquidity funds from large-scale withdrawal from the agreement and attract more liquidity providers to participate in mining and governance after YFI token mining ends. YFI has stopped mining on July 26, 2020. In order to ensure that liquidity does not withdraw from mining on a large scale, Community governance YIP-8 has put forward a proposal to halve the weekly amount of additional issuance for each mine pool. The proposal was approved by more than 80 percent of the vote, but the proposal was finally ineffective because it failed to meet the minimum requirement of 33 percent of the vote (8.8 percent turnout). In order to ensure that genius Andre’s conception and system were not controlled by the early Whale account, a group of community members forked the YFI project, code-named YFII. YFII adopts the same mechanism as Bitcoin to ensure that tokens are distributed to community members more fairly. Analysis of YFII’s future prospects and investment value. YFI is a very meaningful experiment in DeFi innovation. Through Yearn Finance, we see decentralized governance token distribution, which fully stimulates the passion of mining and governance in the DeFi community. On the basis of YFI, YFII realized the YIP-8 proposal and explored a possibly fairer governance proxy distribution scheme, which had a great influence in the community in a short time with an amazing development momentum. After YFII forks from YFI tokens, its uniqueness lies in three aspects : In the mining stage, the measure of weekly halving is adopted, so that 40,000 YFI are distributed for 10 weeks of mining, and the token concentration is lower than that of YFI. The machine gun pool is introduced after mining, and the iToken system is established for the YFII machine gun pool. This system can convert the tokens in the machine gun pool into Interest-earning Token, increase the interest on the automatic optimization of the machine gun pool, and support the Lego combination of iToken and other DeFi products to greatly expand the derivative space. The YFII community has been fully operated in the form of DAO. The community is divided into three sections: development, audit and operation, and the operation is relatively mature. The YFII community is mainly governed by Chinese members. After 10 weeks of mining, the community pushed the project to develop its own unique product mechanism, which is now working well. YFII token acts as the governance token of the platform, and at the same time, the transaction fee of the machine gun pool is given as the value support. The project is running well at present, and there are no major loopholes in the contract. The project products are still exploring the combination with other DeFi products, which can be followed in the long term. At present, YFII coin project risks also include smart contract vulnerability risk and DeFi combination risk, etc. The above content illustrate what YFII is. The article also analyzes the prospect and investment value of YFI in detail. Although the overall development of YFII coin is relatively fast, the risk contained in the project cannot be ignored. C18 Express suggests that investing in YFII coin appropriately, and it is best to observe for a period of time before investing, so that you can know more about YFII coin items. It can also prepare for investors to avoid losses in the later stage. If there are investors who want to buy YFII coins but do not know the tutorial, it is recommended that you check the YFII coin buying and trading tutorial in the C18 Express website, which is detailed and safe. Media Contact Company Name: C18 News Contact Person: Tradersam Email: tradersam@c18news.com Country:USAWebsite:https://www.c18news.com

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zkSync Is About to Launch Its Mainnet 2.0. Here’s What to Expect

zkSync Is About to Launch Its Mainnet 2.0. Here’s What to Expect

Key Takeaways zkSync 2.0 is set to launch this Friday. The upgrade will bring added smart contract functionality, allowing developers to deploy their own DeFi apps, NFTs, and games on the Layer 2 network. zkSync also has plans to launch a token, with some speculating that it will follow Optimism’s lead in rewarding early users. Share this article The zkSync 2.0 launch is set to go live Friday. zkSync Readies Mainnet 2.0 The newest version of zkSync is almost here. The Ethereum Layer 2 project is about to undergo its most significant upgrade to date. With the launch of zkSync 2.0, the network will gain the capacity for smart contracts, letting developers create and deploy their own DeFi protocols, NFTs, and blockchain games. Currently, zkSync 1.0 only lets users transfer tokens between wallets. However, this hasn’t stopped it from finding use within certain niches. For example, Gitcoin Grants, a program that helps developer teams raise funding for public goods projects, lets users donate through zkSync, offering projects and contributors huge savings in gas fees compared to what they would have to spend on Ethereum mainnet.  zkSync is one of several Layer 2 solutions working to scale Ethereum. It uses Zero-Knowledge proofs to bundle transactions together on a separate network and send them back to Ethereum mainnet for validation. Through this approach, “ZK-Rollups” like zkSync can reduce transaction gas fees by an order of magnitude while inheriting Ethereum’s security and decentralization. Matter Labs, the company behind zkSync, has been working on its 2.0 version since 2020. The goal has been to fuse ZK-Rollup scaling technology with the Ethereum Virtual Machine, allowing code written in Ethereum’s Solidity language to be deployed on a ZK-Rollup-based Layer 2 network. Although this was initially expected to take years to achieve, several breakthroughs have sped up development. After a series of testnets earlier in the year, Matter Labs is now preparing for the full release of its so-called “zkEVM” 2.0 network. Matter Labs Hints at Token AnnouncementIt’s not just the zkSync 2.0 launch that has crypto enthusiasts excited. Last week, Matter Labs Chief Procurement Officer Steven Newcomb revealed in a Twitter Spaces call that details surrounding a zkSync token would be announced in early November. According to Matter Labs’ developer documentation, the company has always intended to release a token for its zkSync network, but details on when it would happen have not been released. Many have suggested that a zkSync token could be used as an incentive for decentralized transaction sequencing, similar to how the Ethereum network pays out staking rewards to its validators. Others have also speculated that early users of zkSync 1.0 and the 2.0 testnets could receive an airdrop of zkSync tokens as a reward for their participation. Other Ethereum Layer 2s have airdropped tokens to early users in the past. In May, Optimism celebrated the launch of its OP governance token by distributing 5% of its token supply to early users and those who met various eligibility requirements, and it said at the time it would have further airdrops amounting to 14% of the total supply. Whether Matter Labs will follow Optimism’s example in airdropping tokens to its community remains to be seen. However, after several high-profile airdrops made the headlines this year, most recently with the newly-launched Layer 1 network Aptos, expectations for another are high. Disclosure: At the time of writing this piece, the author owned ETH, BTC, and several other crypto assets. Share this article The information on or accessed through this website is obtained from independent sources we believe to be accurate and reliable, but Decentral Media, Inc. makes no representation or warranty as to the timeliness, completeness, or accuracy of any information on or accessed through this website. Decentral Media, Inc. is not an investment advisor. We do not give personalized investment advice or other financial advice. The information on this website is subject to change without notice. Some or all of the information on this website may become outdated, or it may be or become incomplete or inaccurate. We may, but are not obligated to, update any outdated, incomplete, or inaccurate information. You should never make an investment decision on an ICO, IEO, or other investment based on the information on this website, and you should never interpret or otherwise rely on any of the information on this website as investment advice. We strongly recommend that you consult a licensed investment advisor or other qualified financial professional if you are seeking investment advice on an ICO, IEO, or other investment. We do not accept compensation in any form for analyzing or reporting on any ICO, IEO, cryptocurrency, currency, tokenized sales, securities, or commodities. See full terms and conditions.

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After The Ether Merger, a16z’s Decisive Strike Raises Industry Concerns

a16z, known as the “Rolls Royce” of the venture capital industry, has launched a pledge mining pool of Ethereum for crypto investors after the official merger (The Merge), offering millions of dollars in rewards to ensure higher returns than the hash rate. This node invitation for high returns in the market undoubtedly reveals that a16z has a favorable attitude towards the merged Ethereum. Welcome to contact a16z official customer service: Whatsapp: +852 69975935; Telegram: @a16z6;  Line: a16z-2 The wheel of history never stops, and an event that will set the future landscape of the block chain field is staged on September 15, 2022. On this day, the 8-year-old Ethereum will complete its merger (The Merge). 420,000 people will participate in the verification, more than 7,000 active nodes around the world will collaborate together, and tens of thousands of block chain teams will make their choices. This system upgrade has shaken the attention of all crypto practitioners, and major mainstream financial regulators, semiconductor magnates, and domestic and foreign Internet magnates are all focusing on this event. The uproar is inevitable, because as the world’s largest decentralized Internet platform and the most innovative block chain and Web3 ecosystem, the Ethereum merger is arguably the most complex system upgrade since its inception and is of great significance. Of course, this upgrade is not a spur of the moment, as Vitalik Buterin, the founder of Ethereum, has publicly stated: he has been preparing for this merger for six years. The merger of Ethereum means a complete upgrade of this giant decentralized system with a market value of $200 billion, which now has more than 3,000 developers and millions of users, and whose ecology runs more than 400 DeFi (decentralized finance) projects, 130,000 NFT contracts and more than 7,500 active nodes, which will witness and participate in this upgrade together. In the past two years, ethereum has been running two parallel networks underneath, one is the PoW (proof of work) block chain, which was initially available, and the other is the PoS (proof of stake) block chain which has been running only in the past two years, both of which have corresponding interest groups standing behind them respectively. And the purpose of the Ethereum merger is that it will officially run PoS fully and replace PoW completely without any downtime. This upgrade is a true demonstration of determination to realize the vision of Ethereum, that is, higher scalability, security and sustainability, and the investors around the world will also witness a $100 billion capital reshuffle and redistribution of interests. The capital magnates in the field have come out, among which the most decisive execution is undoubtedly a16z, full name Andreessen Horowitz, since the last name of the two founders, founded by Marc Andreessen and Ben Horowitz in 2009, managing a total of $19.2 billion in funds, with a keen sense of smell and decisive execution style, the company is rapidly expanding its investment landscape. As an old capital magnate in the crypto field, a16z has invested in many famous internet companies including Skype, Facebook, Twitter, Instagram, Groupon, Zynga, Foursquare, etc. during the Web2 period. In recent years, a16z has become the “top star in the crypto field.” In 2013, a16z led a $25 million Series B round in cryptocurrency exchange Coinbase and has since invested in Coinbase seven times. a16z became the biggest external winner when Coinbase’s market cap topped $100 billion when it went public in 2021. It can be said that a16z investment strategy is both early and growth stage projects, the company was able to invest in Instagram in the seed round, grab Github in the Series A competition, and lead a $150 million investment in Roblox in the Series G round. This time, a16z launched a pledged mining pool of Ethereum for investors in the crypto field and offered millions of dollars in rewards to ensure higher revenue than the hash rate and add additional subsidies (subsidized revenue can reach more than 20%). This is a display of a16z’s favorable attitude towards the Ethereum merger, and a great opportunity for crypto investors to jointly become PoS nodes after the Ethereum merger. Ethereum’s determination to break all doubts from the outside world and decisively execute the merger is invaluable, as Andreessen, one of the founders of a16z said: “A distinguished career is always different.” Media contact Contact:Jessica Company Name:A16z Address: United States  Website: https://www.eth20.cc Email:a16z.service@gmail.com

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coinedict

Delysium Raised $10 Million in a Strategic Round

Delysium, an AI-powered AAA web3 game, announced its $10 million strategic funding round led by LA-based VC Anthos Capital with participation from Immutable, GSR, Blockchain Coinvestors, Leonis Capital, Antalpha Ventures (Bitmain’s venture arm), Perion and Formless Capital. The funding will be used mainly to develop the content, enable unique AI-powered experiences, and build Delysium Multiverse, an open-source operating and publishing network on the blockchain. Half a year ago, Delysium announced a seed funding round led by FTX Ventures, Galaxy Interactive, Republic Crypto, and others. Meanwhile, with the support of its mothership rct AI (a gaming AI company backed by Y Combinator, Makers Fund, Galaxy Interactive, etc.),  more than 5,000 gamers have participated in the Pre-Alpha test since May 2022 and will soon start the first official season. This September, Delysium also released the world’s first interactive whitepaper game, which creatively presents the core content of the white paper in a more visual, fun, and gamified interactive form. This web-based whitepaper game has achieved more than 450,000 views within three weeks since its launch. After nearly two years of development, the team has delivered a Battle Royale game of superb quality with the help of its strong and active community. In the future, Delysium will be further expanded into an ever-evolving open-world experience. Powered by Deterrence, the world’s first AI Layer for powering intelligent NFTs created by rct AI, Delysium has also integrated cutting-edge AI technologies such as AI-to-earn (AI yield farming), conversational AI, battle AI, and AI motion generation to create cognitively aware virtual beings that are massively distributed to every corner of Delysium. Players can enjoy a more dynamic and personalized gaming experience by interacting with AI MetaBeings. Born in the virtual world, these AI MetaBeings are native digital species who are capable of earning and holding their private assets by joining game modes with players, creating dynamically generated narratives for players, and learning and iterating from continuous interactions with players. Moreover, Delysium also proposed an open-source decentralized operating and publishing network, “Delysium Multiverse”. In Delysium’s multiverse, each universe is operated by a separate DMO (Delysium Multiverse Operator). Not only can DMOs issue their own NFTs based on Delysium’s IP completely free of charge, but they can also create their own customized tokenomics or incentive system with their own tokens embedded into the game. Based on this innovative model, players can enjoy more diverse and rich content through community-based DMOs’ creation and operations. Unix Gaming, one of the world’s largest gaming guilds with more than 200,000 players, has become the first DMO officially announced, and dozens of top gaming guilds, DAOs, and traditional game publishers are joining one after another. Xiankun Wu (Twitter: @xiankunwu), co-founder of Delysium, said, “It’s an honor to work with the world’s most ambitious investors and partners. We will focus on making three things happen to build a strong community: a great game, a unique AI-powered experience, and an unprecedented, innovative business model based on the blockchain.” ABOUT DELYSIUM The World’s First Playable AAA web3 Game. Delysium is an AI-powered open world with diverse Free-to-Own universes. All Delysium Universes gather together to become Delysium Multiverse, and each universe is run by a different Delysium Multiverse Operator (DMO), creating highly diverse game experience and unique On-chain Incentive Layer (OIL) for players. For complete investor information, please check out the Delysium Official Website or Delysium Whitepaper Game. Delysium Official Website: www.delysium.com Delysium Whitepaper Game: www.delysium.com/whitepaper JOIN COMMUNITY Discord | Twitter | Telegram | Medium | Youtube | Facebook

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