Ripple just scored a major legal win — and investors are wondering if this could be the spark XRP needs to push past $3.
After a long battle with the U.S. Securities and Exchange Commission (SEC), Ripple has agreed to settle for just $50 million, down from the original $125 million fine slapped on the company back in 2023. As part of the deal, the SEC will keep that $50 million, while Ripple gets to recover $75 million from previously frozen escrow funds — pending final approval.
A Big Step Toward Regulatory Clarity
Ripple CEO Brad Garlinghouse described the settlement as a turning point for the company — and possibly for crypto regulation in the U.S. as a whole. With the legal clouds clearing, there’s new hope that XRP could soon be part of upcoming ETF products and find greater adoption among institutions.
Even more interestingly, the SEC has also moved to lift restrictions that previously blocked Ripple from selling XRP to institutional investors. This shift signals a softer stance from regulators and could open the door for Ripple’s broader global push.
What’s Next for XRP Price?
At the time of writing, XRP is hovering around $2.07 — holding just above a key support level near $2.06. It recently failed to break above resistance at $2.20 and has since slid into a lower price zone.
Technical indicators aren’t looking too hot right now. The RSI (Relative Strength Index) is around 35, indicating the token is in oversold territory. While this could trigger a short bounce if buyers step in, XRP remains caught in a downtrend with lower highs and lower lows — classic signs of bearish market structure.
For now, XRP needs to reclaim the $2.12 mark to shift momentum back in the bulls’ favor. If it fails to do so, analysts warn it could retest that $2.06 support — and possibly fall below it.
Eyes on the $3 Mark — But Don’t Expect a Moonshot Overnight
While the SEC settlement removes a huge layer of legal uncertainty, it doesn’t guarantee an immediate price explosion. Analysts remain cautious. The market is still digesting the impact, and broader sentiment will likely drive the next big move.
That said, if bulls take control and momentum builds, XRP could push toward the $3–$3.50 range in the coming months. A few optimistic projections even suggest a $5 target if institutional interest picks up and regulation continues to ease.
In short? The stage is set — now it’s all about whether XRP can deliver.
